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Wells Fargo

financingIndependent Air Conditioning is happy to offer special financing options with approved credit. Credit decisions are quick, online or when we come to your house to give you an estimate. You can use our financing services with any residential purchase from Independent Air.

We know what a pain it can be when your air conditioner breaks down unexpectedly over the summer, and it catches you entirely unprepared. Now you do not have to spend a day without your air conditioner, sweating about how you will get it replaced. With our convenient financing you can get it replaced today.

With approved credit through Wells Fargo, you’ll enjoy:

  • Secure online application process with quick decisions
  • An open line of credit for all your purchasing needs
  • Buy now and pay over time with competitive financing promotions
  • Enjoy the comfort of working with an established financing provider
  • Several options for submitting payments
  • Best Practices to help prevent fraud

Fill out a secure online credit application today!


Curious if you’re eligible? The applicant and/or co-applicant(s) must be homeowner(s), you must provide a valid ID, you must have an active bank account, you must possess Homeowner’s Insurance, and you must have a comfort level with the monthly payment associated with a RESIDENTIAL REPLACEMENT HVAC system (up to 12% of verified monthly income).  Click here to find out if you are eligible today!

Microf accepts the following documents as verification of eligibility requirements:

  • Verification of homeownership: (Mortgage statement, tax record and/or warranty deed)
  • Verification of valid ID: (Driver’s License, Passport and/or Military ID)
  • Verification of Homeowner’s Insurance: (Mortgage statement, insurance statement)
  • Active Bank Account: (Bank statements, voided check, etc.)
  • Verification of Monthly Income: (Bank statement and/or paystubs)

For your convenience, we employ a 24-hour approval process guarantee that involves a completed application, a telephone interview with a Microf Relationship Manager, a successful installation by a Microf actively enrolled dealer, and a customer satisfaction acknowledgement form.

Looking for a hassle-free option? Then you have come to the right place. Hassle free financing for all of your heating and cooling needs.